Discover how aggregate deductibles limit out-of-pocket costs in liability and health insurance, with benefits, mechanisms, ...

Learn how aggregate excess insurance limits policyholder payouts and protects against unexpected claims. Discover its workings and benefits for self-insured companies.

We estimate the average dollar invested in US mutual funds and exchange-traded funds earned 7.0% per year over the decade ended Dec. 31, 2024. That estimate, which is akin to an internal rate of ...

It’s even more apparent when we express the gap as a percentage of total return, which I’ve done in the chart below. In summary, bond-fund investors captured around half of their funds’ total returns, ...