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How to decide if the points, perks, and cash back outweigh the costs LaToya Irby is a credit expert who has been covering credit and debt management for nearly 20 years. She's been quoted widely in ...

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You'll typically forfeit unused rewards when closing a credit card account. You can preserve your rewards value by transferring or redeeming points before closing an account. Co-branded card rewards ...

Cash back credit cards allow you to earn rewards on purchases, typically through flat-rate or bonus categories like dining, groceries, and gas. Maximizing rewards depends on understanding your ...