Paying off collections improves your finances, but what happens to the negative mark on your credit report?

Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

A debt can be sold to a collection agency if you miss several payments on an account. A collection account stays on your credit report for approximately seven years. Collection accounts decrease your ...

Get your business out of debt with our guide to the debt collection process and see expert-backed advice for dealing with ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Removing collections from your credit ...

Your credit scores determine everything from the interest rate you pay on credit cards and loans to whether or not you qualify for rental housing. Once your debt has been sent from a creditor to a ...

‘Please take me to small-claims court’: This St. Louis man’s credit score plunged from 815 to 630 after his landlord sent a $4,500 rent dispute to collections — here’s how he fought back When St.

Debt collection lawsuits filed in Texas have exploded by 73 percent over the last decade. For people who find themselves in the crosshairs of creditors, the debt collection process can seem confusing ...