Mortgage lenders commonly require that borrowers maintain a homeowners insurance policy on their home. Depending on how the timing lines up with closing on the property and completing the home ...

When you’re planning to buy your dream home and need to take out a mortgage, you'll need a homeowners insurance binder to close on your home. Most lenders require that you carry homeowners insurance ...

Question: We bought an older home. We must apply for final loan approval with an insurance binder quote. That is a problem. The insurance broker cannot provide a quote. The insurance broker wrote ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

If your house goes empty for more than a month or two, you might need special coverage. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...