If you’re operating trucks without a complete, organized, and regularly updated safety binder, you’re playing a dangerous game — one that ends with audits, violations, or worse, lawsuits. Too many new ...

Your legacy binder should include all important documents and information that your loved ones, or designated others, will need to manage your affairs during a medical emergency or after your death.

Sometime in November, the clouds part and trumpets sound as I reach for the light blue binder with red-lettered “Christmas Organizer” down its snowflake-decorated spine. I pull it off the shelf and ...