Finding a personal loan can be more difficult if you have poor credit, and you might pay higher interest costs ...

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

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Personal loans are best for large, one-time purchases or bills. Credit cards are best for everyday spending and reward systems. Both can have a positive impact on your credit score if used responsibly ...

Consolidating credit card debt with a personal loan can save you thousands in interest and boost your credit score -- if you ...

Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a personal loan ...

If you need to borrow quickly without putting up collateral, you have two realistic choices: personal loans and credit cards. In recent years, however, borrowing with credit cards has become much more ...

Meredith Mangan is a senior editor and expert on personal loans. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc. (Credible), which is majority-owned ...

The best personal loans for good credit are from providers like SoFi, LightStream and Achieve that offer low APRs and rate discounts ...