Oct 30, 2025 · Understand how debt collection works, what your rights are, common issues with debt collection, and how to work with debt collectors.

Aug 2, 2023 · When a debt collector first contacts you about a debt, they are, in general, legally required to provide you with certain information about the debt during that initial communication or within five …

Aug 2, 2023 · Attorneys experienced in consumer law or debt collection can help you understand your state and federal rights. Here’s how to find one.

Dec 28, 2022 · Can debt collectors collect a debt that’s several years old? I'm in the military. Can a debt collector have my security clearance revoked if I fall behind on paying my debt? I'm a servicemember …

Aug 2, 2023 · When negotiating with a debt collector, you should confirm whether you owe the debt, calculate a realistic payment plan, and make a repayment proposal to the debt collector.

Jun 4, 2025 · When a debt collector calls—or sends an e-mail or text message, or contacts you through social media—your best response is to confront the situation head-on.

Jul 20, 2017 · We have resources to help you respond to debt collectors. 1. First, know your rights There are laws that restrict what debt collection can say or do. The Fair Debt Collection Practices Act …

Aug 2, 2023 · A debt buyer has bought the debt and is now collecting that debt themselves or by using other debt collectors. If the debt collector is contacting you for payment on a debt, there is certain …

Dec 28, 2022 · Can a debt collector take my federal benefits, like Social Security or VA payments? How do I find a lawyer to help me with a creditor or collector trying to collect a debt from me? How do I …

Aug 28, 2023 · Debt relief or settlement companies typically offer to work with creditors to renegotiate, settle, or change the terms of a debt – but working with these companies can be risky.